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Commercial Business Funding with ZERO Fees

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Credit Card Processing with ZERO Markup

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Personal Credit Monitoring

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Identity Theft Restoration

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Business Credit Reports

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Local Directory Listings

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Frequently asked questions

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In order for your submission to be considered, please submit the following:

  • Signed Application (must be dated within 30 days)
  • Last 3 month’s bank statements
  • MTD (Month to date) if after the 15th of the month
  • Payback months (Seasonality)

Yes, we always require a COJ.

Yes. The applicant may be asked to provide a copy of the lease agreement as well as proof of payment history.

Qualifying and Processing

  • Review application, merchant details and decline criteria
  • Full analysis of bank statements
  • Review credit report and background check

Underwriting

  • In depth review of bank statements and business cash flow
  • Evaluate owner and business details
  • Perform detailed review on public records

Closing

  • Review contracts and required stipulations
  • Site inspection must be completed
  • Perform bank login or decision logic
  • Merchant Interview
  • Landlord verification

Funding

  • Ensure positive balance in bank account
  • Must have confirmation of COJ tracking
  • Complete recorded funding call

Yes. Typically three trade references are required to complete the application process.

Yes, we always require a site inspection on all consolidations and when applicable on regular advances

Have Questions?

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Available Monday to Friday from  9 am to 8 pm ET